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Turning 65 is ‘A Rite of Passage’ and I extend my congratulations to you on this momentous occasion! I like to think of the 65th birthday as a true gift, as, at this point in time, you will now be eligible for Medicare. In my own personal experience, since turning 65, I am currently enjoying much lower premiums, deductibles, copays, and prescription costs. Plus, free membership to health clubs and the Y is just icing on the cake! As you begin to reach age 65 you will receive a deluge of mail from countless numbers of carriers and groups, all ready and willing to offer you plans and packages with a variety of options and choices that, frankly, can be very confusing. The trouble is, who can you trust? Who can you discuss the things that are most important to you, and, who will listen? I have an expertise and passion in the area of Senior Financial Planning and Medicare health plans. Specifically, I am certified to offer Medicare Advantage plans, which are the plans that I feel offer the best value to most seniors. I look forward to speaking with you! David Carlson Let's make your tomorrow a safe and secure one. Phone: (216) 496-3942